Financial Aid & Loans

No, I am not very fond of loans. They are the biggest scam in this country and the very reason why our economy is the way it is right now. If you are an accounting graduate you difinitely know how it work. Did you ever questioned on how a corporation and personal saving/checking account different?

Let me elaborate: A corporation will never agree that for every debit there has to be a corresponding credit for the book to balance. In personal account it does. Assests of the corporation equals liability/DDA plus net worth.

How exactly corporation/banks loans money? The answer is very simple, THEY DO NOT LOAN YOU ANYTHING. They monetize your signature from the piece of paper you signed. If you ask them for that original piece of paper, they can never give it back to you because they sold it.

If you borrow 100K from a bank, do they subtract it from any part of their accounting? NO, they kept on adding and adding and adding. They never subtract anything. Why? Because it is a scam. This country is made by the bankers, and only for the bankers.

In real life, if Joe Smoe borrow $50 from you and you have a $100, your ending total will be $50. However in banking, if Joe Smoe borrowed $50 their assets will raise $50. What kind of accounting is that exactly. I wish my personal account raise everytime I spend any money from it.

This is how our government kept telling the people that this is how much we owe in national debt. The people don't owe anything, The government owe those billions of dollars they are talking about.

Minecraft Beta

My children watched most of the youtube about minecraft before DH and I decided to buy the game. As you all know we have four children, and we had to buy four so that each one of them can play it in our local network.

They love the game, and DH and I fell inlove with the users agreement. The obeject of the game is, you mine then craft things. DH is using our oldest sons' account and mined everywhere. Our three children follows him everywhere and asked for all the good stuff he mined, which he hated. He also hated when they can open his chest and take anything they needed.

He always talking about telling the programmer or owner to add a lock for the chest, so that no one can get into someone elses chest. Up until now, he wasn't done anything. I haven't played it yet, only my family, but all in all I will rate it nine stars. If he/she add locking codes for the chest, I will give the game ten stars.

Home Deep Fryers

This is the new deep fryer I bought not too long ago. It is very hard to find a nice deep fryer that is healthy for human. They all advertise about chrome color outside, and making it look like restaurants use. However, the materials used inside is lousy.

My old one was tiplone coated. Well, do you know how bad teflon to our health? Most does know and some does not care, but I do. The heating element of the above image looks like it was made from aluminum. After receiving it and cheacking everything that is what I saw.

I tried locating something better or one said that it's made with materials I would like to use, but none available. Companies never mention anything on what kind of metal they use inside.

Calcium Lime & Rust Review

Yes, I know exactly that this product is not enviromentaly friendly. Do I care, just a little. I need my toilet clean and this product is the only one that can get it clean.

No, you don't want to see how dirty my toilet is. I have a rainbow of color going on in there. After putting the calcium, lime and rust compound in minutes, I can see that it was lossen up the grimes.

I do not use this often, but bleach even oxy failed to clean my toilet. So, I don't have any choice but to buy this product. You all know that I have a vegetable garden in my backyard and I have a sewer mount. My sewer is not connected to the city sewer. So, I am very careful on what to put down in my sewer. I am hoping that what I used will get diluted enough and it will come out not harmful as the full strength.

Since this is not a paid post, I will only post my toilet before and after picture when I have enough comments to do so. I know, but the before image is disgusting.